Life Moves Quickly

Blah blah blah

Something in our DNA must draw us toward the “shiny object”, or for many our internal compass pulls us towards self-validation. If we are lucky it is not hard to realize, for some it takes a lifetime.

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Once you’re married, and the honeymoon phase is passed, you might be visit real estate apps to identify the narrow window of what you can afford. After your first child, nothing other than photos of your child’s growth milestones will be your screensaver.

One might be looking at your stock portfolio, looking for opportunity, often finding daily anxiety, not looking far in the future, but just for the days closing.

Maybe there’s a period of time when you’re seeking upward mobility, and your search apps are looking for next career opportunity, which you hope implies more money.

Strangely, as you get closer to retirement, we might be looking at our “number.” What is the asset goal that would give us confidence to retire early? And we look at that far too frequently. Not that it’s going to move much, but always trying to optimize.

One day it’s $100,000. A few years or a decade later, it might be $500,000. If you are blessed to reach $1 million there is jubilation, then you start to worry about taxation more than usual. If you, when you reach 2 million you have hit the proverbial jackpot, until someone tells you about something to worry about like healthcare or inflation which deflates your bubble. Do the math, have confidence in a plan, and any number should be reasonable, and you should feel accomplished for all your hard, saving and budgeting (If you did).